/* lower content */

.lower {
	background:#fff;
	padding:20px;
}
#column01 {
	width:380px;
	float:left;
}
#column02 {
	width:380px;
	float:right;
}

#column01 h3 {
	font-size:18px;
	line-height:24px;
	font-weight:normal;
	color:#43560f;
	margin:0;
	padding:0 0 16px;
}


/* forms */


#column02 .form-holder {
	background:#dedcd3;
	border:1px solid #94927e;
	padding:12px;
}
#column02 form {
	padding:10px 0 0;
	margin:0;
}
#column02 .cta {
	background:#f1efe8;
	padding:0 0 0 12px;
}
#column02 .forms {
	padding:2px;
	margin:5px 0;
}
#column02 .note {
	font-size:10px;
	line-height:14px;
}
#column02 .checktable td {
	font-size:11px;
	padding:0 5px;
}
.button {
	width:149px;
	height:38px;
	text-align:center;
	overflow:hidden;
	background:url(btn-continue.gif) no-repeat 0 0;
	border-style:none;
	font-size:16px;
	text-transform:uppercase;
	cursor:pointer;
	color:#fff;
}
.button:hover {
	background:url(btn-continue.gif) no-repeat 0 -38px;
}
#submitArea, #submitArea2, #submitArea3 {
	text-align:right;
	padding:10px 0 0;
}

.checktable td {
	font-size:11px;
	padding:3px;
}